In clients that load every tool schema up front, every MCP server injects its full tool schema into every message you send. Hosts that defer MCP tools, Claude Code among them, load most schemas only when needed. That overhead compounds fast. Calculate yours.
Select the MCP servers you run, adjust your usage, and see the real cost. Then see what jMRI structured retrieval does to that number.
jCodeMunch, jDocMunch, and jDataMunch implement the jMRI specification: the open standard for token-efficient context retrieval. Instead of dumping entire files into your context window, retrieve exactly the symbol, section, or schema you need. Four operations. ~774 tokens per call, median (methodology).